Bank of India Credit Officer Notification 2026
Bank of India (BOI) has officially released the Bank of India Credit Officer Recruitment 2026 Notification for 779 Credit Officer (General Banking Officer Stream) vacancies across different managerial scales. Candidates looking for Bank Jobs 2026, Government Bank Recruitment, Credit Officer Vacancy, and Experienced Banking Jobs can submit their online applications through the official website.
The online registration process will begin on 30 June 2026 and continue until 20 July 2026. Interested candidates are advised to carefully check the eligibility criteria, age limit, educational qualifications, application fee, salary, and selection process before filling out the online application form.
This recruitment offers an excellent opportunity for experienced banking professionals to work with one of India’s leading Public Sector Banks. Selected candidates will receive attractive salaries, allowances, career growth opportunities, and other benefits as per Bank of India rules.
Bank of India Credit Officer Recruitment 2026 Overview
| Particulars | Details |
|---|---|
| Organization Name | Bank of India (BOI) |
| Post Name | Credit Officer (General Banking Officer Stream) |
| Project Number | 2026-27/01 |
| Total Vacancies | 779 |
| Application Mode | Online |
| Registration Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Selection Process | Online Examination, Interview & Document Verification |
| Job Location | Across India |
| Official Website | www.bankofindia.bank.in |
Important Dates
| Event | Date |
| Notification Release | 01 June 2026 |
| Online Registration Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Online Examination | To Be Announced |
| Interview Date | To Be Announced |
Bank of India Credit Officer Vacancy 2026
Bank of India has announced 779 vacancies for Credit Officer posts under different managerial scales. Out of the total vacancies, 475 posts are carried forward from the previous recruitment cycle.
| Scale | Vacancies |
| MMGS-II | 677 |
| MMGS-III | 61 |
| SMGS-IV | 41 |
| Total | 779 |
Category-wise Vacancy Details
| Category | MMGS-II | MMGS-III | SMGS-IV | Total |
| SC | 102 | 10 | 6 | 118 |
| ST | 52 | 5 | 2 | 59 |
| OBC | 180 | 16 | 9 | 205 |
| EWS | 69 | 8 | 3 | 80 |
| General | 274 | 22 | 21 | 317 |
| Grand Total | 677 | 61 | 41 | 779 |
Educational Qualification
Candidates must possess the required educational qualification and relevant work experience as prescribed in the official notification.
| Scale | Qualification |
| MMGS-II | Graduation with required banking experience (Refer Official Notification) |
| MMGS-III | Graduation with relevant experience in banking/credit operations |
| SMGS-IV | Graduation with higher professional banking experience |
Note: Detailed educational qualifications and experience requirements are available in Annexure-I of the official notification.
Age Limit (As on 01 June 2026)
| Scale | Minimum Age | Maximum Age |
| MMGS-II | 25 Years | 32 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 32 Years | 45 Years |
Age Relaxation
- SC/ST – 5 Years
- OBC (Non-Creamy Layer) – 3 Years
- PwBD Candidates – 10 Years
- Ex-Servicemen – 5 Years
- 1984 Riot Affected Persons – 5 Years
- Other Reserved Categories – As per Government Rules
Application Fee
Candidates must pay the application fee through online mode only.
| Category | Application Fee |
| SC/ST/PWD | ₹175 |
| General/OBC/EWS & Others | ₹850 |
The application fee once paid will not be refunded under any circumstances.
Salary Details
Selected candidates will receive attractive salary packages according to their respective scales along with admissible allowances.
| Scale | Salary |
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Apart from the basic pay, candidates will also receive DA, HRA, Medical Benefits, Leave Benefits, Pension Benefits, and other allowances as applicable under Bank of India rules.
Security Deposit
Selected candidates will have to deposit a refundable security amount after joining.
| Scale | Security Deposit |
| MMGS-II | ₹2,00,000 |
| MMGS-III | ₹3,00,000 |
| SMGS-IV | ₹3,00,000 |
The amount will be refunded after completion of three years of satisfactory service as per Bank of India guidelines.
Bank of India Credit Officer Recruitment 2026 Selection Process
The selection process for Bank of India Credit Officer Recruitment 2026 consists of multiple stages designed to assess candidates’ professional knowledge, banking expertise, and overall suitability for the post.
The selection process includes:
- Online Examination
- Personal Interview
- Document Verification
- Medical Examination
Online Examination
The online examination will consist of objective-type questions covering:
- English Language
- Professional Knowledge
Candidates securing the required cut-off marks will be shortlisted for the Personal Interview.
Personal Interview
Candidates who qualify in the online examination will be called for the interview. If the Bank decides not to conduct the online examination, candidates may be shortlisted directly for the interview based on their educational qualifications, work experience, and overall suitability.
Final Merit
The final merit list will be prepared using the following weightage:
- Online Examination – 70%
- Personal Interview – 30%
Who Can Apply
The Bank of India Credit Officer Recruitment 2026 is open to eligible candidates who meet the prescribed educational qualification, work experience, and age criteria mentioned in the official notification.
Eligible candidates include:
- Male and Female Candidates
- Indian Citizens
- Experienced Banking Professionals
- Candidates possessing the required educational qualification
- Candidates fulfilling the age criteria
- Applicants willing to work anywhere in India
Required Documents
Candidates should keep the following documents ready while filling out the online application form:
- Recent Passport Size Photograph
- Signature
- Left Thumb Impression
- Handwritten Declaration
- Aadhaar Card
- Graduation Marksheet & Certificate
- Experience Certificate
- Category Certificate (SC/ST/OBC/EWS)
- PwBD Certificate (If Applicable)
- Valid Mobile Number
- Active Email ID
- Identity Proof
How to Apply for Bank of India Credit Officer Recruitment 2026
Candidates can complete the online application process by following these simple steps:
Step 1: Visit the official website of Bank of India.
Step 2: Click on the Career section.
Step 3: Open Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01.
Step 4: Click on Apply Online.
Step 5: Complete the New Registration process.
Step 6: Fill in the online application form carefully.
Step 7: Upload the photograph, signature, left thumb impression, and handwritten declaration.
Step 8: Pay the application fee through online mode.
Step 9: Verify all details before final submission.
Step 10: Submit the application form and download the confirmation page for future reference.
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Important Links
| Description | Status |
|---|---|
| Apply Online | Active from 30 June 2026 |
| Download Official Notification | Available |
| Official Website | www.bankofindia.bank.in |
FAQs – Bank of India Credit Officer Recruitment 2026
1. What is the last date to apply for Bank of India Credit Officer Recruitment 2026?
The last date to submit the online application form is 20 July 2026.
2. How many vacancies are available in BOI Credit Officer Recruitment 2026?
Bank of India has announced 779 Credit Officer vacancies across MMGS-II, MMGS-III, and SMGS-IV scales.
3. What is the age limit for Bank of India Credit Officer Recruitment 2026?
The age limit varies according to the scale. It ranges from 25 years to 45 years as on 01 June 2026.
4. What is the selection process for BOI Credit Officer Recruitment 2026?
The selection process includes an Online Examination, Personal Interview, Document Verification, and Medical Examination.
5. What is the application fee for Bank of India Credit Officer Recruitment 2026?
General, OBC, and EWS candidates have to pay ₹850, while SC/ST/PwBD candidates need to pay ₹175.
6. When will the online application process begin?
The online registration process starts from 30 June 2026 and will remain open until 20 July 2026.
Conclusion
The Bank of India Credit Officer Recruitment 2026 offers a great opportunity for experienced banking professionals seeking a career in one of India’s leading Public Sector Banks. With 779 vacancies, attractive salary packages, and excellent career growth opportunities, eligible candidates should complete their online registration before 20 July 2026. Applicants are advised to carefully read the official notification and prepare well for the recruitment process.
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Disclaimer
The information provided in this article is based on the official Bank of India Credit Officer Recruitment 2026 notification available at the time of publication. Candidates are advised to verify all eligibility conditions, important dates, and application details from the official notification before applying. Any future corrigendum or updates issued by Bank of India will prevail over the information provided in this article.
